LOAN PROGRAMS

PURCHASING
Whether you are a first-time home buyer or a Luxury Home Purchaser, you need a mortgage company that can answer your questions, provide accurate estimates, and close your transaction on time. Put our experience in closing thousands of purchase transactions to work for you. We have many different programs to suit your needs.

REFINANCING
Do you want refinance your existing home loan to reduce your monthly mortgage payments? Consolidate your debts to pay off those high-interest credit cards? We can help you to reduce your debt to one low monthly payment. In some cases, you may be able to use the present value of your home to get the loan you need even if you have no equity.

The interest on your new loan may be 100% tax deductible (to be sure consult your tax advisor). We offer low rates for refinancing and loans with no closing costs. If you do not see the loan product you are looking for please ask us. We are here to serve you.

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Our Programs & Services From A-Z

	30-Year Fixed Mortgages		Balloon Loans
	15-Year Fixed Mortgages		Bill Consolidation
	Adjustable Rate Mortgages		Bridge Loans
	3/1,  5/1, 7/10, 10/1, ARMS		Cash-Out Loans
	Construction Loans		Condominiums
	Conventional-Conforming Loans		Debt Ratios to 60%
	CO-OP Loans		Divorce Loans
	Creative Financing		Delinquent Tax Loans
	All Credit Grades Accepted		Double-Wide Loans
	Competitive Rates		Debt Consolidation Loans
	Extended Lock		Home Improvement Loans
	1rst Mortgages		Investment Property
	Competitive Rates		Commercial Property
	Extended Lock		No Asset Loans
	Hybrid Combo Loans		No Credit Loans
	Lot & Land Loans		No Documentation Loans
	Jumbo Loans		No Income Verification Loans
	No Mortgage Insurance Loans		No Equity Mortgages
	Control your Amortization Schedule		LTV's up to 107%
	Manufactured Homes to 85% LTV		Multi-Family Apartment Loans